Obligation Groupe BPCE 4.569% ( FR0013108974 ) en EUR

Groupe BPCE

100 % ⇌

France

FR0013108974 ( en EUR )

4.569% par an ( paiement annuel )

02/02/2024 - Obligation échue

Prospectus brochure de l'obligation BPCE FR0013108974 en EUR 4.569%, échue

Deuxième groupe bancaire en France, regroupant les réseaux Banque Populaire et Caisse d'Épargne.

L'Obligation émise par Groupe BPCE ( France ) , en EUR, avec le code ISIN FR0013108974, paye un coupon de 4.569% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 02/02/2024

Final Terms dated 29 January 2016

BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2016-05
TRANCHE NO: 1
EUR 20,000,000 Floating Rate Note with Floor due 02 February 2024 (the "Notes")

DEALER
UBS Limited

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set
forth in the Base Prospectus dated 18 November 2015 which received visa n°15-588 from the Autorité des marchés
financiers (the "AMF") on 18 November 2015 which constitutes a base prospectus for the purposes of the
Prospectus Directive (Directive 2003/71/EC), as amended (the "Prospectus Directive").
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus. Full information on the Issuer and
the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base
Prospectus. The Base Prospectus is available for viewing at the office of the Fiscal Agent or each of the Paying
Agents and on the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue
Pierre Mendès-France, 75013 Paris, France.

1. Issuer:
BPCE
2. (i) Series Number:
2016-05

(ii)
Tranche Number:
1
(iii) Date on which the Notes become
Not Applicable
fungible:
3. Specified Currency or Currencies:
Euro ("EUR")
4. Aggregate Nominal Amount:

(i)
Series:
EUR 20,000,000
(ii)
Tranche:
EUR 20,000,000
5. Issue Price:
100 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
EUR 100,000
7. (i)
Issue Date:
02 February 2016

(ii)
Interest Commencement Date:
02 February 2016
8. Interest Basis:
Six (6) month EURIBOR + 0.64 per cent. Floating Rate
(further particulars specified below)
9. Maturity Date:
02 February 2024
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i)
Status of the Notes:
Senior Notes
(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 27 April
for issuance of Notes obtained:
2015 and of Mr. Jean-Philippe Berthaut, Head of Group
Funding, dated 26 January 2016
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The initial Interest Period will be the period from and
including the Issue Date to but excluding the first
Specified Interest Payment Date. Each subsequent Interest
Period will be the period between two successive Specified
Interest Payment Dates, from and including one Specified
Interest Payment Date to but excluding the immediately
following Specified Interest Payment Date.

(ii) Specified Interest Payment Dates:
02 February and 02 August in each year in each year from
and including 02 August 2016 up to and including the
Maturity Date, subject to adjustment in accordance with
the Business Day Convention set out in (iv) below.
(iii) First Interest Payment Date:
02 August 2016
(iv) Business Day Convention:
Modified Following Business Day Convention, Adjusted
(v) Interest Period Date:
Not Applicable
(vi) Business Centre(s):
TARGET
(vii) Manner in which the Rate(s) of Screen Rate Determination
Interest is/are to be determined:
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Not Applicable
(ix) Screen Rate Determination:
Applicable
Reference Rate:
Six (6) month EURIBOR
Interest Determination Date:
Two (2) TARGET Business Days prior to the first day in
each Interest Accrual Period
Relevant Screen Page:
Reuteurs page EURIBOR01
Relevant Screen Page Time:
11.00 am Brussels time
(x) FBF Determination
Not Applicable
(xi) ISDA Determination:
Not Applicable
(xii) Margin(s):
+ 0.64 per cent. per annum
(xiii) Minimum Rate of Interest:
0.00 per cent. per annum
(xiv) Maximum Rate of Interest:
Not Applicable
(xv) Day Count Fraction:
Actual/360
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable

20. Final Redemption Amount of each Note
EUR 100,000 per Note of EUR 100,000 Specified
Denomination
Inflation Linked Notes Provisions
Not Applicable
relating to the Final Redemption
Amount:
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption upon the
occurrence of a Capital Event in the
case
of
Subordinated
Notes
(Condition 6(g)), for taxation reasons
(Condition
6(h)),
for
illegality
(Condition 6(k)) or on event of default
in the case of the Senior Notes
(Condition 9):
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
(ii) Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(h)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii) Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
TARGET
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable

27. Purchase in accordance with Article L.213-1 Applicable
A and D.213-1 A of the French Code
monétaire et financier:
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply

Name and address of the Representative:
MCM AVOCAT, Selarl d'avocats interbarreaux inscrite au
Barreau de Paris
10, rue de Sèze
75009 Paris
France
Represented by Maître Antoine Lachenaud, Co-gérant
associé

Name and address of the alternate Representative:
Maître Philippe Maisonneuve
Avocat
10, rue de Sèze
75009 Paris
France
The Representative will receive a remuneration of
Euro 2,000 (excluding VAT) per year.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE

Duly represented by:
Jean-Philippe Berthaut, Head of Group Funding

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING
(i) Listing and Admission to trading:
Application has been made by the Issuer (or on its behalf) for
the Notes to be listed and admitted to trading on Euronext Paris
with effect from the Issue Date
(ii) Estimate of total expenses related to EUR 4,450
admission to trading:
2.
RATINGS
Ratings:
The Notes to be issued are expected to been rated:
S & P: A

S & P is established in the European Union and registered under
Regulation (EC) No 1060/2009 as amended.
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
"Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of the
Notes has an interest material to the offer."
5.
HISTORIC INTEREST RATES
Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR1.
6.
OPERATIONAL INFORMATION
ISIN:
FR0013108974
Common Code:
135666149
Depositaries:

(i) Euroclear France to act as Central
Depositary:
Yes
(ii) Common Depositary for Euroclear
and Clearstream Luxembourg:

No
Any clearing system(s) other than Not Applicable
Euroclear and Clearstream, Luxembourg
and
the
relevant
identification
number(s):

Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
7.
DISTRIBUTION
(i)
Method of distribution:
Non-syndicated

(ii)
If syndicated:

(A) Names of Managers:
Not Applicable
(B) Stabilising Manager(s) if any:
Not Applicable
(iii) If non-syndicated, name and
UBS Limited
address of Dealer:
1 Finsbury Avenue, London EC2M 2PP, United Kingdom
(iv) US Selling Restrictions
Reg. S Compliance Category 2 applies to the Notes; TEFRA
(Categories of potential investors to
not applicable
which the Notes are offered):